Opening Corporate Bank Account Japan Resident: Complete Guide 2025
Opening a corporate bank account in Japan as a resident is essential for business operations. Understanding the requirements and process is crucial for business owners planning to operate in Japan in 2025. This article provides a detailed explanation of opening corporate bank accounts in Japan. To check your visa eligibility, we recommend using Check Visa Eligibility.
Corporate Bank Account Requirements
Opening a corporate bank account in Japan requires meeting specific requirements. Understanding these requirements helps you prepare properly.
Basic Requirements
Requirements include company registration certificate, company seal (hanko), representative director's identification, company address proof, and business license (if applicable). Banks may also require business plans, financial projections, and explanations of business activities. Some banks have minimum deposit requirements or may require initial deposits. Understanding bank-specific requirements helps you choose the right bank.
Documentation Needed
Required documents typically include certificate of incorporation, articles of incorporation, company registry extract, representative director's residence card and passport, company seal certificate, and proof of company address. All documents must be current and properly authenticated. Some banks may require additional documentation or explanations of business activities.
Bank Selection and Application Process
Choosing the right bank and understanding the application process helps you open an account successfully.
Bank Selection Factors
Consider factors such as branch locations, online banking services, fees, minimum balance requirements, and foreigner-friendly policies. Major banks like MUFG, Mizuho, and SMBC offer comprehensive services but may have stricter requirements. Regional banks or online banks may be more flexible but offer fewer services. Researching bank policies helps you find the best fit.
Application Procedure
The application procedure involves visiting a bank branch, submitting documents, and completing application forms. Some banks allow online applications or appointments. The process typically takes 1-2 weeks, during which the bank reviews your application and verifies information. After approval, you'll receive account details, passbook, and cash card. Some banks may require in-person visits for account activation.
2025 Latest Trends and Tips
In 2025, corporate bank account opening procedures continue to evolve. Understanding the latest trends helps you navigate the process successfully.
Digitalization and Online Services
Banks are increasingly offering online account opening services and digital banking solutions. However, corporate accounts may still require in-person visits for verification. Some banks are becoming more flexible with requirements, especially for established businesses. Understanding current bank policies and preparing thoroughly helps ensure successful account opening.
Professional Support Importance
Opening a corporate bank account requires professional support. Business consultants and accountants can help you prepare documents, choose appropriate banks, and navigate the application process. Early consultation helps avoid delays and ensures successful account opening.
Check Your Visa Eligibility Now
If you have questions about opening corporate bank accounts in Japan, we recommend consulting with our experts. Our specialists can analyze your situation in detail and provide guidance on bank selection and account opening procedures.
まずは30分の無料オンライン相談で「自分は申請できるのか」を確認しましょう
日本でのビザ取得や会社設立について、 「自分の場合はいくらかかるのか」「そもそも条件を満たしているのか」 が分からないまま動くのは大きなリスクです。
まゆは行政書士事務所では、 15年以上・500件以上の実績をもとに、 あなたの状況をヒアリングしながら 「現実的に取り得る選択肢」と「おおよその費用・期間」を 30分で整理します。
- 対応分野：技術・人文知識・国際業務、経営・管理、特定技能、永住、帰化 など
- 対応言語：日本語・英語（その他の言語は通訳手配も相談可）
- 形式：Zoom / オンライン相談（日本全国・海外からも可）
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